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Free section 609 credit dispute letters.
Letter with your credit report identification and supporting documents to the credit bureau via certified mail with return receipt requested and keep all documentation.
Sample 609 letter everything you ll need.
Free section 609 credit dispute letters.
It is a good idea to retain all documentation from certified mailings correspondence phone calls and notes throughout the entire process.
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All section 609 credit dispute letters should be sent certified mail to the credit bureau creditor or collection agency.
The 609 letter however is based on section 609 of the fair credit reporting act fcra a federal law that regulates the credit reporting agencies.
The 609 dispute letter theory is if you ask the credit bureaus for information they clearly cannot produce as part of your dispute letter like the original signed copies of your credit applications or the cashed checks used for bill payment then they would have to remove the disputed item because it s unverifiable.
Section 609 of the fair credit reporting act fcra states that you must investigate my dispute within 30 calendar days from my initial letter.
Samples templates and pdfs page send the 609 f c r a.
As you have failed to do so i kindly request that you remove the aforementioned items from my credit report.